How does it work?

All our platforms are available as a cloud-based SaaS (Software as a Service) solutions. Investing in such software means that you are paying for using the service, not for ownership of the platform.

Installation and customization of the platform is an initial one-time cost. Additional costs only occur if further development or additional maintenance is required in your particular case.

A major advantage for all our customers is the use of established, proven models and workflows, which means a secure, faster and cheaper start-up for any small or medium enterprise (SME).

Phase 1


The installation phase refers to installation and configuration of platform software on Amazon AWS server.

The most common method is to install the “core software” (Stage11 core) in Availability Zone closest to your target market. After the installation, software customization based on your specific needs, like default language and currency, are implemented and necessary additional modules are also installed.


Phase 2


Stage11 FinTech platforms are white label solutions, which means that you can re-brand them in accordance with your own name, graphic profile and design. Some of the other customizable details are: calculation rates, custom KYC questionnaire and business documentation for agreements and sign-offs.

In specific situations, where appropriate technical documentation is available, this one-time fee can also include establishment of the API connection to the credit rating agency of your choice and their credit rating score model. The main pre-requisite here is that such API is well-tested and documented.


When you use Stage11 as your provider, you can also take advantage of the electronic signature and identity verification tool provided by our partner Scrive. Scrive is accepted all over the world and includes compatibility with all existing European BankID and e-signature solutions worldwide. The tool complies with global contract law and GDPR legislation. Scrive is integrated on all our FinTech platforms and guarantees that every transaction is sealed with a blockchain digital signature.

Additional development and administration

Extending our product capabilities is of course possible. However, extra services that require additional development or administration are in most cases charged separately. This includes possible translation work, additional API-connections to credit rating resources, CRM's or bookkeepeng systems and similar add-ons, or installing other identity verification tools that are specific for your target market.

Scalability and connectivity are the key features of Stage11 core.


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