Invoice factoring

Invoice factoring

trading platform

Start your factoring business online, using our latest technology software.
Fast, secure and flexible digital invoice factoring & invoice trading platform, available as white-label, Cloud-based SaaS solution.

Invoice factoring in short

Invoice factoring is a way for businesses to find short-term capital through selling and assigning invoices to a third-party at a discount. The purpose is to fund cash flow and the third-party is usually called a ”factor” Invoice factoring is not a loan, the business sells the invoices to a factor for an additional fee. This is performed using invoice factoring software.

Invoice Factoring Platform Software - Factoring Process

Upon agreement, the factor advances you the money. In most cases, invoice factoring has two payouts: one immediate covering most of the receivables, and another after invoice collection. The factor will pay the second installment after all invoices have been collected, minus their fee.

Digital invoice factoring platform

When using a quality digital factoring software, invoice details are submitted online and an instant quote is produced, based on company´s credit risk score.

Fast and Secure Factoring


There are several reasons to use digital invoice factoring. It is a way to quickly increase company´s liquid assets, usually within a day. Digital factoring also requires far less time for administrative work.

Improved Cash Flow


Digital factoring works particularly well if you have a business with reliable customers that pay on time and extra working capital for the fees involved in factoring. The cash flow speeds up and allows for improved financial planning.

Transparent Factoring Process


Traditional banks and factoring companies have long processes. There are also hidden fees and unexpected security requirements. If you use a quality digital factoring platform, you can get direct price estimates online. Payments are also much faster, since there is always an option of using open banking.

STAGE11 invoice factoring platform

Some main features that our online factoring and trading platform offers are:

  • Fully automated invoice factoring
  • Advanced risk scoring model
  • Fast approval process
  • Instant and transparent online invoice pricing
  • Reverse factoring
  • Invoice trading (interactive investor portal)
  • Worldwide electronic-ID verification™
  • Flexible & customizable KYC module
  • API connectivity to any external accounting system or CRM

Invoice trading ⇄ Invest in invoices

Investor portal is one of the key features we offer. Our clients are able to invite investors to their factoring platform and offer invoices for financing. The latest version of our investor portal includes the new investor dashboard, multicurrency options, cross-border investments, ledger accounts and more. Demo available!

Invoice factoring platforms

What should you look for in an invoice factoring platform? Many platforms seem to offer similar features, but there are still major differences: approval time, requirements for financing, pricing, extra fees and invoice collecting are all things worth considering. If you want to develop an invoice factoring platform that clients rate highly, you need to consider all of these factors. However, that is not all. A quality invoice factoring platform needs to have user-friendly features that are available on-the-go. This needs to be combined with advanced FinTech software that can perform all calculations necessary for the factoring process.

SaaS Factoring

Cloud-based SaaS (Software as a Service) solution

An experienced partner with a proven track record is the best way to ensure that your future platform will be all you wanted it to be. Stage11 factoring platform is available as a cloud-based SaaS solution.

Since the software is available through an external hosting model, no local installations or upgrades are necessary. The implementation process is much faster and the entry cost is low. Such cloud-based solution is scalable and upgrades are much simpler. It is also readily accessible wherever you have an internet connection. Installation and initial customization is a one-time fee and your time-to-market is minimal.

White label invoice factoring platform

All our platforms are white label solutions. White label means that you have the freedom to brand your new digital platform as your own, using our software to grow and promote your business. Welcome to Stage11 – your factoring software provider!

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